As John F. Kennedy said, “Change is the law of life. And those who look only to the past or present are certain to miss the future.” Kennedy wasn’t specifically talking about financial planning when he said this, but he might as well have been. Much like death and taxes are the two things that...
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Investing, by definition, is a long-term exercise. It’s not about what happened yesterday or what may happen in the next month or so. For most of us, it’s about how the markets will perform over the next 25 to 30 years or more so that we can achieve our long-term financial goals. Speculation on ...
Ahhhh, retirement! Many people dream of reading in a hammock, making travel plans, playing golf or tending to their garden. They envision bold adventures or relaxing days. Who doesn’t dream of such leisure and freedom in the distant or not so distant future? Well, to be honest, me. I hold the un...
Dia de los Muertos lands on my birthday. There are some interesting feelings to unpack as I think about another year older and the All Souls Procession in Downtown Tucson. According to The Mexican Museum, “Día de los Muertos acknowledges the symbiotic relationship between life and death. El d...
We’ve all heard truisms such as “Health is Wealth,” and when something goes wrong with this resource that we tend to take for granted, we do quickly realize that health in all its wellness aspects—physical, mental and emotional—is one of our most valuable assets. In my work at TCI, I ofte...
When it comes to investing, timing is crucial. Yet, predicting how the market will move nearly impossible. Since we don’t know for sure what tomorrow will bring, the best time to invest is now, rather than sitting on cash and watching inflation impact your savings. What if you didn’t have to cho...
Unless you have a crystal ball, estimating how much to save for future tuition costs can be tough. 529 plans are a popular financial tool for accumulating education savings and are at their most powerful when started early in a child’s life, but uncertainties abound. What will future college t...
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