Insurance Planning

When we say clients come first, we mean it. Every aspect of our firm makes this promise a priority."

Doug Nelson, CPA, PFS, Advisor

Insurance Planning With TCI

You’ve worked hard to establish yourself financially, build your wealth and you are on a path to achieve your life strategy goals. But an unexpected event can change all of that. That’s why TCI understands the importance of insurance planning as an essential part of financial planning and wealth management. Our team of experts will help you understand which insurance makes sense for your needs, as well as guide you when choosing specific insurance policies that will provide peace of mind for you and your family.

Protecting your future and your family with insurance planning

At TCI, we know that choosing insurance can be complex and overwhelming. You may also not understand why certain insurance policies are necessary, which is why all of our financial planning services start with education and a thorough understanding of your life strategy objectives.

Once you understand the value and importance of insurance and planning, we’ll guide you through this important decision-making process. With a trusted financial advisor by your side, you will feel empowered to choose the insurance that will keep you and your loved ones on the path toward your life goals in the event something unexpected happens.

 

Insurance evaluation

 

There are many types of insurance available to protect different parts of your financial plan, including life insurance, disability insurance, business insurance, homeowners insurance, and health insurance. Although some types of insurance may not be required as part of your financial plan, they can protect you against financial loss when the unexpected occurs.

When you work with an advisor at TCI, we’ll evaluate your current insurance coverage and identify any potential risks that need to be addressed. Keeping your values and goals in mind, we’ll then help you choose from the array of insurance options that make sense for you. We’ll also advocate for you throughout the application and selection process so you never feel like you’re choosing insurance that you don’t need or won’t protect you in the ways you need to ensure you achieve your life goals.

 

Lifestyle and insurance changes

 

Your needs change as you age, have children, accumulate assets, and so on. A solid insurance plan must be able to adapt to those changes. Your need for risk mitigation through insurance is unique to your financial circumstances and life objectives.

Understanding how insurance products work and how they can protect you today and tomorrow is critical in choosing the most fitting policies for you. We’ll also be with you along the way, so if your needs change, we’ll be the first to help you decide on new insurance that fit your needs.

Why choose TCI as your insurance and wealth advisors?

Think of insurance as a way to manage risk, a precautionary measure against unforeseen financial losses. Your insurance should align with other components in your personalized financial plan, like your investment strategy, estate planning, or cash flow strategy. By providing expert guidance along with clarity and warmth, a TCI advisor will help you choose insurance policies that work within your overall financial strategy.

 

A team approach

 

At TCI, we work as a team to ensure that your needs are met and that your insurance planning decisions fit your personal financial plan and life goals. Rather than sharing standard advice, our team gets to know your financial situation, goals, and values. We also leverage a wide network of estate attorneys, tax experts, and more to ensure all facets of your life are supported.

 

A fee-only firm

 

TCI is also an independent, fee-only firm, which means that you’ll work with a dedicated team who know your situation and accounts intimately. As a fee-only firm, you’ll have transparency on the costs associated with your plan, and you won’t have to worry that our advice is based on commissions or hidden fees. This can be especially helpful when choosing insurance, when you know that you’re in trustworthy hands and have access to a team of experts we trust and recommend.

To learn more about how we support you through insurance planning and wealth management, contact our team of wealth advisors today. Fill out the form below or call us at (877) 733-1859 to have an advisor contact you.

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Life Strategy

We believe that financial success is as much about emotional contentment and well-being, and that each of our clients’ unique life journeys are what ultimately determine their own customized definitions of success.

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Financial Education

Educated investors are the most successful investors. Partnering together, we will keep you informed to help you see through the noise of the marketplace to make wise financial decisions.

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Cash Flow Strategy

Current and future cash flow projections are an essential part of any customized financial plan and a vital step in measuring and finding potential gaps between where you want to be with your plan, versus where you are now.

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Investment Strategy

Discover your investment goals and what types of savings and investments best help you reach them, taking into consideration your age, timeline, financial situation, risk tolerance and tax implications.

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Financial Freedom

Achieving comfortable, fulfilling retirement is an extensive process that takes sound planning and years persistence.  Managing your retirement is an ongoing, lifetime responsibility.

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Tax Planning

We’ll help you analyze and reduce tax liability and maximize eligibility for sheltering and  preserving more of your wealth.

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Estate Planning

Estate Planning helps ensure that your family has the financial security and asset legacies you’ve worked hard to establish over your lifetime.

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Insurance Planning

Insurance Planning is a vital part of evaluating any client’s potential risks and exposure to a chance misfortune or ill-timed life event.

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Curious to see if we’re a good fit for each other? All it takes is a brief conversation with a TCI advisor to find out. Fill out the form below to have an advisor contact you. We’d love to hear from you.

(877) 733-1859

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