There’s plenty of versions of the old axiom that “we must live in the present” and I have always found comfort and joy in that simplicity, even if I am guilty of not always adhering to the philosophy. But the comfort and joy I experience “living in the present” is dependent on it being a [...
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Well there’s a loaded question! It’s certainly one worth asking, though, given the roller coaster ride of the last six months. To answer that question, we need to take this on in two parts. First, we need to define risk. Second, we’ll determine how you can analyze the level of risk appropriate...
I went back and forth on the following opening and how best to phrase it: Believe it or not, we’re only about 75 days away from the election, or… Somehow, we still have 75 loooong days until the election. I’ll let you choose which one fits your current mood better. Nevertheless, the election i...
The 401(k) retirement plan has become a household name to most working Americans. In case you’re unfamiliar, a 401(k) is an employer-sponsored retirement plan to which employees can make retirement savings contributions to help prepare themselves for retirement. Given the 401(k)’s rise i...
The first time my triathlon coach saw me swim, he wasn’t very optimistic. “You look like an electrocuted frog,” he said. Obviously I had some work to do. But that was okay, because I had a plan. In 1999 at the start of my professional triathlon career, I set a goal. Within five years, I [&hell...
The dog days of summer are here. As many of us have missed out on our vacations because of the pandemic, we are all looking for an outlet or ways to “get away”. People are beginning to travel again, but whether you choose to stay at home, take a road trip or find a place […]...
With Coronavirus cases back on a major upswing here in the U.S. and Arizona in particular, some lessons from behavioral economics swirled back into my memory. Specifically, I’m thinking of the marshmallow test. For those not familiar, this is a test invented by Walter Mischel, a psychology researc...
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